HDFC Tata Neu Credit Card: Benefits and Eligibility
The HDFC Tata Neu Credit Card is designed to provide an array of rewards, benefits, and exclusive offers for users who engage with the Tata Neu ecosystem. Powered by Tata Neu and HDFC Bank, this card caters to the shopping, travel, and entertainment needs of customers while offering significant rewards for every transaction. Here’s a detailed look at the benefits and eligibility criteria for this credit card:
Benefits of HDFC Tata Neu Credit Card:
1. NeuCoins Earning:
Earn NeuCoins (Tata Neu’s loyalty program) on every purchase.
5% NeuCoins on Tata brand spends (BigBasket, Croma, Tata Cliq, IHCL, Tata Play, etc.).
2% NeuCoins on all other spends.
2. Welcome Benefits:
Welcome benefit of up to 499 NeuCoins credited to your Tata Neu account upon first use.
3. Milestone Benefits:
Get additional NeuCoins by reaching spending milestones, making the card more rewarding with frequent usage.
4. Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹500 per statement cycle.
5. Travel Benefits:
Special discounts and offers on Tata Group services like AirAsia flights and Taj Hotels, enabling users to save on travel expenses.
6. EMI Facility:
Option to convert large purchases into affordable EMIs, making high-value transactions easier to manage.
7. Zero Lost Card Liability:
In case of loss or theft of the card, you are protected against unauthorized transactions if reported immediately.
8. Global Acceptance:
This card is accepted worldwide, ensuring you can make transactions securely, wherever you travel.
9. Dining & Lifestyle Offers:
Get access to exclusive dining privileges and discounts on lifestyle brands and experiences.
Eligibility Criteria for HDFC Tata Neu Credit Card:
1. Age:
Primary cardholder should be between 21 to 60 years of age.
For add-on cardholders, the minimum age is 18 years.
2. Income Requirement:
For salaried individuals, a minimum monthly income of ₹25,000 is generally required.
For self-employed individuals, annual income criteria may apply, with a minimum of ₹6 lakh per annum.
3. Credit Score:
A good credit score (typically 700 and above) is necessary to improve approval chances.
4. Residential Status:
The applicant should be an Indian resident.
5. Existing Relationship with HDFC Bank:
While not mandatory, having an existing relationship with HDFC Bank (such as savings or salary accounts) may improve the chances of approval.
Fees and Charges:
Joining Fee: ₹499 + taxes (can be waived on meeting certain spending conditions).
Renewal Fee: ₹499 + taxes (waived if annual spends exceed ₹1,50,000).
The HDFC Tata Neu Credit Card is an excellent choice for those who frequently shop across the Tata ecosystem, providing ample rewards in the form of NeuCoins, discounts, and exclusive offers. Whether it's travel, dining, or daily shopping, this card offers a range of benefits that can help you save while enhancing your lifestyle.
