"Discover the SBI SimplyCLICK Credit Card, ideal for online shoppers. Learn about its benefits, eligibility, fees, and how to apply easily for rewards on every purchase."



 SBI SimplyCLICK Credit Card: Features, Benefits, Eligibility, Charges, and Application Process


The SBI SimplyCLICK Credit Card is designed for those who prefer online shopping and want to earn rewards with every purchase. It's ideal for e-commerce enthusiasts, offering exclusive benefits with popular online platforms.


Key Benefits:


1. Welcome Offer:

Get an Amazon.in gift voucher worth ₹500 on joining.

2. Reward Points:

Earn 10x Reward Points on online purchases made at partner websites like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, and UrbanClap.

Earn 5x Reward Points on all other online spends.

Earn 1 Reward Point for every ₹100 spent on other purchases.

3. Milestone Benefits:

Spend ₹1 lakh in a year and receive an e-voucher worth ₹2,000 from partner brands.

4. Fuel Surcharge Waiver:

Get 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at all petrol stations across India (maximum surcharge waiver of ₹100 per month).

5. Annual Fee Reversal:

Spend ₹1 lakh or more in a year to get the next year’s annual fee waived off.

6. Contactless Payments:

Simply tap your card at any contactless-enabled terminal for quick and secure payments.

Eligibility Criteria:


Age: The primary cardholder must be between 18 and 65 years of age.

Income: The applicant must have a stable source of income, either salaried or self-employed.

Residence: Must be a resident of India.

Credit Score: Applicants should ideally have a good credit score, generally above 700.

Charges & Fees:

1. Joining Fee: ₹499 + applicable taxes.

2. Annual Fee: ₹499 + taxes (waived if annual spends exceed ₹1 lakh).

3. Interest Rate: Up to 3.50% per month or 42% annually.

4. Cash Advance Fee: 2.5% of the amount, subject to a minimum of ₹500.

5. Late Payment Fee:

Nil for amounts less than ₹500.

₹400 for amounts between ₹500 and ₹1,000.

₹750 for amounts between ₹1,000 and ₹10,000.

₹950 for amounts above ₹10,000.

How to Apply:


You can apply for the SBI SimplyCLICK Credit Card both online.

Online Application:


1. Click on the apply Now botton

2. Select "SimplyCLICK SBI Card" and click on "Apply Now."

3. Fill in the required details, including personal and contact information.

4. Upload documents such as proof of identity, income, and address.

5. Once submitted, you will receive a verification call, and upon approval, the card will be dispatched to your addres


The SBI SimplyCLICK Credit Card is perfect for those who frequently shop online and want to maximize rewards while enjoying exclusive offers.